Loan Programs:
  • Fixed rate ranging from 10 to 40 year terms
  • Interest only programs or fully amortized
  • Fixed rate ranging from 10 to 40 year terms
  • Adjustable loans with low start rates
  • Pay option pick a payment loans
  • Construction
  • 2nd trust deeds, fixed and adjustable
  • FHA, VA, and other government programs
  • Many unique programs offered by outside lenders
Property Types:

  • Single family homes
  • Condominiums
  • Multi-unit properties
  • Manufactured homes
  • Commercial properties
  • Land
  • Apartment buildings
  • Unique property? Contact us for more details
  • Stated Income Programs:

  • Preferred Lenders has programs that ask for minimal paperwork, see if one of these loan documentation types are for you
  • Stated Income, Verified Assets - You tell us your income- No pay stubs or tax returns required, verbal verification of employment, bank statements verifying closing costs and down payment are required
  • Stated Income, Stated Assets - You tell us your income and bank account balances - No pay stubs or tax returns required, verbal verification of employment, no bank statements required
  • No Ratio - No income can be disclosed on the application, verbal verification of employment
  • No Doc - No income or assets can be disclosed on the application, no verification of employment needed
  • Some of these programs use as little as 5% down and have no increase to rate!



  • Phone 951-587-2767  *  Toll Free 866-775-6267