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Loan Programs:
- Fixed rate ranging from 10 to 40 year terms
- Interest only programs or fully amortized
- Fixed rate ranging from 10 to 40 year terms
- Adjustable loans with low start rates
- Pay option pick a payment loans
- Construction
- 2nd trust deeds, fixed and adjustable
- FHA, VA, and other government programs
- Many unique programs offered by outside lenders
Property Types:
Single family homes
Condominiums
Multi-unit properties
Manufactured homes
Commercial properties
Land
Apartment buildings
Unique property? Contact us for more details
Stated Income Programs:
Preferred Lenders has programs that ask for minimal paperwork, see if one of these loan documentation types are for you
Stated Income, Verified Assets - You tell us your income- No pay stubs or tax returns required, verbal verification of employment, bank statements verifying closing costs and down payment are required
Stated Income, Stated Assets - You tell us your income and bank account balances - No pay stubs or tax returns required, verbal verification of employment, no bank statements required
No Ratio - No income can be disclosed on the application, verbal verification of employment
No Doc - No income or assets can be disclosed on the application, no verification of employment needed
Some of these programs use as little as 5% down and have no increase to rate!
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