Preferred Lenders Corporation

As of Thursday, July 17, 2008

CONFORMING FIXED RATE TO $417,000						JUMBO FIXED RATE TO $650,000
30 YEAR FIXED						30 YEAR FIXED
RATE		POINTS		APR		RATE		POINTS		APR
6.375		1.000		6.500		8.125		1.000		8.127
6.500		0.000		6.529		8.375		0.000		8.396
15 YEAR FIXED						15 YEAR FIXED
RATE		POINTS		APR		RATE		POINTS		APR
5.750		1.000		5.954		7.500		1.250		7.738
6.125		0.000		6.172		6.875		2.000		7.232

CONFORMING ARMS TO $417,000						JUMBO ARMS TO $650,000
3/1 ARM-LIBOR			5/1 ARM-LIBOR			3/1 ARM-LIBOR			5/1 ARM-LIBOR
MARGIN 2.250			MARGIN 2.250			MARGIN 2.250			MARGIN 2.250
LIFE CAP 2/2/6			CAPS 5/2/5			CAPS 2/2/6			CAPS 5/2/5
RATE	POINTS	APR	RATE	POINTS	APR	RATE	POINTS	APR	RATE	POINTS	APR
5.375	1.000	5.588	5.750	1.000	5.716	6.500	1.000	5.861	7.000	1.000	6.207
6.000	0.000	5.651	6.250	0.000	5.819	7.000	0.500	5.942	7.375	0.625	6.324

FHA/VA FIXED RATE						PORTFOLIO
FHA/VA - OWNER OCCUPIED ONLY						FIXED/ADJUSTABLE PROGRAMS
15 YEAR FIXED			30 YEAR FIXED	FOR HARD TO QUALIFY BUYERS & PROPERTIES
RATE	POINTS	APR	RATE							POINTS	APR
CALL FOR QUOTE			CALL FOR QUOTE			CALL FOR QUOTE

REAL ESTATE DIRECT LENDER & BROKER—CALIFORNIA DEPT. OF REAL ESTATE RATES AND ELIGIBILITY GUIDELINES ARE SUBJECT TO CHANGE WITHOUT NOTICE

Phone 951-587-2767 * Toll Free 866-775-6267